Tiny Problems Cause 87% of UK Loans to Fail

Optimise Your Loan.
Fix The Problems.
Pass UK-Lender tests.

Simple helps fix potential problems with your loan so you're ready to pass Uk-Lender tests and get approved.

Help My Loan Pass

Simple won't ask for your personal info until you pass

Robot and Lender watching loan criteria pass or fail

Hi, I’m Simple.
Your Loan Optimiser

I fix potential problems with your loan so you're ready to pass Uk-Lender tests and get approved

Simple won't ask for your personal info until you pass

Illustration repesentation of the Simple Optimisation loan robot

Hello, I am Simple.
I work for you, not the brokers

I am your unbiased loan optimisation bot. I have analysed over 14 million UK loan applications and know why 87% of online loan applications fail UK-Lender tests.

Most people believe a poor credit score is the reason their online loan applications get declined, but its not. Most of the declines are due to small technicalities.

I use my advanced loan technology to help you navigate with confidence past Uk-Lender test so you can get approved.

Help My Loan Pass

Simple won't ask for your personal info until you pass

How it Works

The 4 Simple steps to get your loan today

STEP 1 1.5 MINUTES

Simple will ask you some questions

orrower standing infront of web browser answering questions Borrower standing infront of web browser answering questions
STEP 1

Simple will ask you some questions

Answer a few questions so that Simple can identify any problems that may cause your loan to fail UK-Lender tests.

1.5 MINUTES
STEP 2 2 MINUTES

Simple will optimise your loan so it's ready to pass

Simple Robot standing infront of browser and reviewing questions borrower submitted Simple Robot standing infront of browser and reviewing questions borrower submitted
STEP 2

Simple will optimise your loan so it's ready to pass

Follow Simple's unbiased loan optimisation advice. Fix the problems identifed so you're ready to pass Uk-Lender tests.

2 MINUTES
STEP 3 1.5 MINUTES

Simple will help complete your loan application form

Browser showing a list of fields you would fill out to complete an online loan application Browser showing a list of fields you would fill out to complete an online loan application
STEP 3

Simple will help complete your loan application form

Because your loan is now optimised, it is safe to add your personal information to complete your loan application.

1.5 MINUTES
STEP 4 1 MINUTE

Simple will choose the best UK-Lender for you

Examples of lenders that the Simple loan optimisation tool will pick for you Examples of lenders that the Simple loan optimisation tool will pick for you
STEP 4

Simple will choose the best UK-Lender for you

Simple's uses your optimised loan application to match you with the lender that it believes is most likely to fund your loan today.

1 MINUTE

Frequently Asked Questions FAQ's

Common questions borrowers ask

Simple is our Artificial Intelligence (AI) loan optimization bot. Simple technology is based on a mixture of supervised, unsupervised and reinforcement Machine Learning algorithm trained with over 14 Millions payday loans applications in the UK. Simple loan-intelligence is based on FCA authorised direct lenders decision engines. Over 75% of the online loan applications in the UK are declined because of technicalities, regardless of your credit score. Simple will help you avoid crucial mistakes that will make direct lenders decline your application.

There are many reasons for borrowers to use Simple to get a loan. The most important ones are:

  1. Simple increases your approval rates.
  2. Simple will never misuse your personal information for marketing.
  3. Simple has a direct-lender approved, mobile-ready online form

So to answer in short, borrowers in the UK usees Simple because it is fast, secure and provides much higher acceptance rates.

Simple can help you get approved for payday loans, short term loans and bad credit loans online. Simple is a direct lender and an intelligence credit broker.

In the UK, many online-applications are declined due to technical reasons, Simple will help you to bypass these decline-reasons and get you the loan you need. Simple can help you get loans from £200 and up to £2,500. The whole process is 100% online

Many borrowers in the UK believe they cannot get approved for an affordable loan with bad credit. This is far from being correct. In fact, more brokers applications are declined due to unqualified forms than the borrower's credit score. Simple will make sure that your application form is ready to pass direct lenders assessment. This will increase your acceptance rates by up to 79%

Simple works for you! Brokers and affiliate websites always take your personal details first in order to spam you with emails, sms's and calls. They are making their money by selling your information. Simple mission is straightforward and simple - to help you get approved. So before Simple managed to optimize your loan application, she will not ask you for any personal details. Simple hates spam and misuse of people personal information. in fact, we do too.

It takes Simple about 6 minutes to optimise your loan and match you with a good lender.

Simple is ready to help you get your loan passed.

Are you ready?

Help My Loan Pass

Simple won't ask you for personal info until you pass